Loanspage.net - Terms of Business.

It is free to create a loan or mortgage application with Loanspage.net. By creating a loan/mortgage searching account you, 'the customer', accept the terms and conditions of Loanspage.net as detailed below:

Loanspage.net reserves the right to refuse any loan application. If the customer creates an invalid account Loanspage.net reserves the right to delete that account.

The customer retains ownership of their personal details and must give their permission for Loanspage.net to use their details for the purposes of loan or mortgage applications. On the "mini" form (eg front page) this permission is assumed for brevity, however the customer may revoke this permission afterwards by using the customer's control panel (section "Settings). The customer is also required to accept our Data Protection Act statement which is linked to on our loan application form. Permission is given by selecting "Yes" as the value for the question about our Data Protection Act statement.

There is no minimum period for a Loanspage.net account to remain active. The customer may cancel their loan application at any time by logging into their account and selecting the "Close my account" option. This is the only acceptable method of closing your account as requests sent to us via e-mail, letter or any other means will not be responded to due (a) to the ease in which such communication methods can be forged and (b) our service is to provide as fully-an-automated (and hence cost-free) service as possible. Closing the account means that Loanspage.net will no longer process the customer's data, loan/mortgage request or send further emails regarding their account.

The customer confirms that they have a legal, valid and legitimate reason for applying for a loan or mortgage through Loanspage.net.

Loanspage.net will make NO monetary charges to the customer. This is a FREE / NO-FEE service to Loanspage.net customers. As is usual in some circumstances some lenders or brokers may require to charge a fee for providing the loan or mortgage to the customer and the lender or broker will make this clear to the customer prior to the customer accepting or pursuing the loan or mortgage. This is a charge made by the lender, not by Loanspage.net.

The customer agrees to allow Loanspage.net to use the supplied personal details to complete loan and mortgage applications, and to send to other brokers and lenders for the purpose of applying for loans or mortgages on behalf of the customer.

The customer acknowledges that he/she will receive e-mails from Loanspage.net, parties other than Loanspage.net as part of the free loan and mortgage service, plus occasional correspondence from affiliated Loanspage.net brokers or lenders. By using the service the customer acknowledges that they are responsible for ensuring Loanspage.net may successfully deliver email through any "filtering" or "anti-spam" mechanism or service chosen by the customer for a sensible period whilst Loanspage.net is working for the customer.

These terms are intended to protect all loan and mortgage application customers & Loanspage.net.

Customers agree that Loanspage.net, its hosts, any employees and anybody connected with providing our service will be held blameless from any disputes resulting from copyright, trademark infringement issues or the use of your personal data by third parties for purposes that you have not agreed to. Once the data has left our system, we cannot and do not police its use.

Loanspage.net's aim is to provide the best service possible within our own control and Loanspage.net does not guarantee that any loan or mortgage application will be successful. We do not guarantee that your loan or mortgage application will be responded to by any party that we send your data to.

Please be aware that these ‘Terms of Service’ are liable to change from time to time as business dictates, and customers may be e-mailed of any these changes. If customers feel the changes are unsatisfactory they should login to their account and immediately close the account.

Please note: It is not our intention to process any loan or mortgage application that breaches any law. We regret that the volume of applications processed through us makes it impossible for us to investigate whether any particular account infringes upon these terms. Any account that we suspect may infringe upon our terms will be deleted. If it is brought to our attention that an account infringes upon our terms it will be deleted. We advise customers to conduct such investigations as may be appropriate in their circumstances before making an application through our free system.